You are invited to join the

 Financially Smitten

Monthly Book Salon!

A basic tenet of creating a wonderful relationship with money is to respect and appreciate it consistently. One simple way to do this is to make a commitment to read at least one book about money a month. Financially Smitten has made it easy and fun to do this with the Monthly Book Salon!

Each month we will read a book on money psychology, relationship with money, or personal finance and gather virtually on a conference line to explore the teachings. The Book Salons are lead by financial therapist and money coach Lora Sasiela. These guided discussions will:

• highlight the most powerful take-aways from each book
• provide an opportunity for Salon members to share their thoughts and reactions
• broaden your knowledge base of the nuances and dynamics inherent in managing a successful relationship with money
• help you apply this new knowledge to improve YOUR relationship with money

Each month will be a lively and educational discussion! Please join us!

Leverage the power of accountability and
make the commitment to your financial life
by signing up today!

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There is NO FEE to join the monthly conversations,
but you will need to purchase the books or borrow them from the library.

Clicking on the image of the book below will direct you to Amazon.com
where you will find a synopsis of the book
and be able to purchase it.
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Wednesday October 13th @ 1pm EST
The Soul of Money
by Lynne Twist

 

Sign Me Up!

“In business, you don’t get what you deserve,
you get what you negotiate.”
~ Chester L. Karras

I recently wrote an article about a holistic concept of net worth and in the book, Women’s Worth: Finding Your Financial Confidence, author and certified financial planner Eleanor Blayney devotes a complete [excellent] chapter on ‘human capital.” She states: “…our most valuable asset…is our ability to turn our intelligence, education, skills, and experience into income through work.” She goes on to point out that significant wealth is seldom the result of investments in stocks, bonds, and other traditional assets. Rather, our human capital is the path to wealth building.

Blayney shares an illuminating worksheet that calculates the lifetime value of YOUR earnings and shows how things such as asking for a raise, leaving the work force for three years to parent full-time, or getting retraining impacts the value of human capital over time.

She asserts that “the value of your earnings are every bit as important to grow and manage as your investment accounts.” One way to do this to this is to obtain and sustain a competitive standing in the job market. Blayney shares, “Studies have shown, for example, that a college education can increase lifetime earnings by as much as $1 million.”

However vital keeping yourself re-tooled is, it is trumped by an even more important piece of the equation: “asking for more.” Blayney points out that this is something that men are MUCH more comfortable with. The current wage gap means women earn 77 cents for every dollar earned by men in the same job. This may not seem like much, but to put it in perspective, for female college graduates this will result $1.2 million dollars less in earnings over their working life then their male counterparts!

So far, this is my favorite sentence in the book–and may even be one of the most powerful statements I’ve read my whole life:

“I can state with certainty that the investment of time and money spent on improving [negotiation] skills can make women wealthy in a way that simply becoming savvier about investing cannot.”

I hope this is music to some of your ears, because I know how much you ladies dread comprehending your financial portfolios. Now, I’m in no way saying ignore learning about your investments, but it seems to me that there is something super efficient about using negotiation skills to uplevel one’s income. Blayney attests that it is the biggest bang-for-your-buck ROI. AND, negotiating skills can be leveraged in every area of our lives, not simply in our boss’s or client’s office. Think about how beneficial those skills could be in getting your partner to take out the garbage or accompanying you to that chick flick you’re dying to see!

So, ladies, be on the lookout for more information about developing successful negotiation skills because I’m seeing how important this is to rocking your money mojo–and we are going to be on it!

YOUR ACTION STEPS TO FINANCIAL SMITTEN-HOOD:

I’d like you to pull out your Money Journal and write about your response to this article. What images, words, feelings come to mind when you think about “asking for more” and/or negotiating? These are not typically feminine qualities, so I imagine there may be some conflict arising. I’d love to hear your thoughts about this, especially regarding the gender piece. Please share them with me in the comments section below!

The Women’s Institute for Financial Education, WIFE.org is the oldest non-profit organization dedicated to providing financial education to women in their quest for financial independence. Their website provides information on everything from investing to taxes, as well as resources specifically for women dealing with divorce [including workshops nationwide] or widowhood. Visit wife.org and if you like what you find, I encourage you to sign up for their newsletter. It always contains something of interest to expand your financial knowledge base.

It’s summertime….and the livin’s easy.

But how easy is living with your finances?


This July we invite you to spend 90-minutes of quality time with your money
and learn tips and tools that will transform your financial life forever!

If you’re ready to take your relationship with money to the next level and
experience financial success, this upcoming teleclass is for YOU!

How To Gain Financial Sanity:

Conquering Your Money Struggles From The Inside Out With
Powerful Emotional & Practical Tools

Wednesday, July 21  ~  6-7:30 pm Eastern

This is a unique opportunity to learn from two experts in the field! Money Makeover Artist Lora Sasiela & Personal Finance Expert Galia Gichon have teamed together to share their expertise that will enrich and empower how you manage your money. This is unlike any other Personal Finance seminar you have attended because we will be discussing both the practical and the emotional aspects for you to achieve financial freedom!

You will transform your anxiety around money,
allowing you to move forward with confidence!

By the end of this content-rich teleclass you will:

• have clarity on what needs attending to reduce your frustration with money
• be able to stop guessing about your current financial snapshot
• know how to set goals and see actual results
• have powerful tools to identify your true obstacles and how to overcome them
• understand how YOUR Money Relationship developed and WHY this is crucial information to know
• be inspired to finally change your spending habits, while not feeling deprived, by designing a Spending Plan that works for you
• be able to integrate simple tips & tricks to change your financial habits, including TRULY painless strategies to start saving money
• know how to assess different retirement plans and which one works for YOU
• finally grasp how to demystify mutual funds
• experience greater confidence in your investment and retirement choices
• realize the importance of having the support of a team in guiding you to the financial freedom you desire and deserve!

AND….There is also an opportunity to win a
Complete Money Makeover
(at no extra charge) personally from us!

ONE lucky participant will receive individualized laser coaching from us on the call, walking away with a personalized action plan to improve both their inner and outer relationship with money! You’ll receive your application for the Money Makeovers as soon as you register.

As we see all the time with our private clients, once you get control of your finances, so many other pieces of your life will start to fall into place as well! THAT’S the power of this life-changing work!

Join us for this special event and get ready to toss aside your money anxiety, experience greater calm in your financial life, and start to see results immediately!

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FREE GIFT FOR THE FIRST TEN REGISTRANTS!
[$24.95 Value]

A free copy of Galia Gichon’s celebrated “My Money Matters” Kit will be sent to the first ten registrants. The My Money Matters Kit provides valuable resources for all your money needs and fits in your hands! It includes Money Affirmations, Instant Money Tips, Workbooklets, and a Money Journal.
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Don’t miss out on this opportunity to FINALLY take control of your financial life,
personally guided by these two experts.

Register TODAY to make sure you secure your seat for the teleclass!
$79

As an extra bonus you will also be receiving Lora and Galia’s individual newsletters,
each packed with valuable tips and tools to manage both your inner and outer relationship with money.

About Lora Sasiela
Lora Sasiela, financial therapist and money coach, founded Financially Smitten to help money and financial matters be less scary, more approachable, and even fun [yes, fun!] for women. She is on a mission to put the ‘femme’ in finance, and is empowering women worldwide to kiss financial heartache goodbye with her transformative financial therapy and money coaching programs. To learn more about Lora, click here.

About Galia Gichon
Galia Gichon is an independent personal financial expert with more than 14 years of experience in financial services, including nearly 10 years on Wall Street and an MBA in Finance from Fordham University. Before starting her own company, Down To Earth Finance, Galia worked at Bear Stearns, Nomura Securities, and Institutional Investor. With Down to Earth Finance, Galia offers individual sessions and seminars to address personal financial needs and concerns. As an independent and unbiased personal finance expert (this means NO SALES PITCH!), will show you how the combination of financial empowerment and a practical action plan leads to changes in your money right away.  She is a sought-after speaker and is often quoted in the media on various financial topics. To learn more about Galia and her services, visit her website www.DownToEarthFinance.com.

Join us for Financially Smitten’s July FREE teleclass*!

Passion & Prosperity for Women:

Using Passion to Fuel Your Income and Business Growth

with Professional Coach Courtney Parks, MA, CPCC

 

Wednesday, July 14, 2010
8:00 pm Eastern

Sign up for this FREE class even if you are unable to attend live.
All registrants will be sent a recording of the call.

Are you choosing between love and money in your career?

Join Professional Coach, Courtney Parks, on this eye-opening and strategy-filled call and learn how to find your passion AND thrive in your job or business so you can be happier and more successful than you’ve ever been before. Courtney will discuss the powerful impact that loving your work and being passionate in business has on your earning potential and your bottom line. Plus she’ll share real-life examples and tips on how you can transform your income using intuition and inspiration to guide your business and professional growth.

Here’s just a taste of what Courtney will reveal…

• The biggest mistakes that women make when it comes to translating their passion into a money-making job or business

• How loving your work can improve your speaking, selling, networking and marketing skills

• The importance of matching your passion and personality with business and professional growth strategies

• The most common internal struggles for women around making money doing what they love (and how to manage them)

• How engaging in “supportive passions” can make you more effective and successful in business

Register TODAY for this FREE Teleclass*
All registrants will be emailed a downloadable recording
even if you are unable to be live on the call!

Name
Email

About Courtney Parks

Courtney Parks, MA, CPCC is a Professional Coach, speaker and owner of Courtney Parks Coaching, a company dedicated to helping female professionals and entrepreneurs create passion, success and balance in their careers. With a master’s degree in Counseling Psychology from Northwestern University, Courtney began her career as an individual and group psychotherapist. After realizing that she was good at what she did but not happy doing it, she dedicated herself to creating a vision of how she could use her experience and gifts in away that truly excited her. This vision became Courtney Parks Coaching and she has been blissful in business ever since. Courtney has taught hundreds of women through private coaching and group programs how to do work they truly love and be successful at it without exhausting themselves in the process. A living example of someone who ‘walks her talk,’ Courtney is equally passionate about her work, her relationships and her life.

*What’s a teleclass you ask?

A teleclass, also sometimes called a teleseminar or teleconference, is a way for people to gather and learn from the comfort of their own home or office using the technology of a conference line. You simply call into a dedicated line at the appointed time and are able to listen in and participate on the call with a group of other registrants. The call will also be recorded and sent to all people who have signed up. Upon registration, you will be sent an email with all of the call-in details. We look forward to ’seeing’ you on the call!